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Personal and Family Protection

Protecting you and your family from the unexpected

Personal and Family Protection

Covering Southampton, Winchester, Chichester
Plan for the unexpected - are you and your family covered?

What we do

When you or a family member falls ill or passes away, the emotional stress puts a strain on all involved. Having the right insurance and protection in place will give you and your family the security that the financial impact will be limited and there will be money available to cover all associated costs.

In our lives we insure our cars, homes, phones and even our pets but quite often we forget to insure ourselves. Imagine the impact of long term ill health, lost earnings and more on your family should you neglect to have the right cover in place.

Speak to one of our team today to ensure you and your family are covered for all life’s unexpected eventualities.

Life Insurance - protecting you and your family in the event of your death

Life insurance provides reassurance that your dependants will be looked after if you’re no longer around to look after them. This form of personal insurance is an inexpensive way to cover you and your family in the event of you or a loved one dying unexpectedly.

When you or a family member dies, financial commitments such as your mortgage payments still need to be covered. A life insurance policy will protect you from the added financial stress of someone passing away.

Critical Illness cover - protecting your finances and peace of mind

Critical illness cover is similar to life insurance. With critical illness cover, you can protect your financial commitments such as a mortgage by taking out a policy that pays a tax-free lump sum in the event of you getting a critical illness such as cancer.

This form of cover can give and your family the peace of mind that your mortgage, necessary adaptations to your home and other unforeseen expenses related to your critical illness are covered.

Income Protection - protecting your income during long term periods of ill health and redundancy

In the event of falling ill have you considered how you will continue to cover your financial commitments and loss of earnings?

An Income Protection policy will pay out and cover a percentage of the policyholder’s salary and can often provide support in helping you recover and return to work.

Paid monthly, Income Protection cover is also used to protect you from a change in employment circumstances such as redundancy.

Private Medical Insurance - fast effective care for you and your family

With untold pressure on the NHS and the associated waiting times for surgery and care, there’s never been a more critical time to consider Private Medical Insurance.

A Private Medical Insurance policy can mean if you fall ill, you’re seen and treated quickly, avoid waiting times and can return to full working health quicker - peace of mind for you and your family.

The range of benefits are numerous - faster treatment, a choice of hospitals, better meals, your own room, access to facilities and more. Private Medical Insurance is surprisingly inexpensive so speak to one of our experienced advisers today.

Who we can help

Our skilled and Personal and Family Protection consultants are experienced working with:

  • Homeowners looking to protect their assets from the unexpected - long term illness, death and unemployment
  • Business owners who can’t afford the impact of waiting for NHS treatment for necessary surgery and care
  • Parents looking to protect their families from the financial impact of long term critical illness
  • Individuals seeking an affordable alternative to the NHS in dealing with the things life throws at us - faster treatment and better care

Let's get started

Contact Us

Speak to an expert today
Call 01329 550190